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Comprehensive Local Home Insurance Guide

Home Insurance in 48706 (Bay City, MI)

Home Insurance Rates in 48706

^ Residents in 48706 paid average home insurance premiums of $715, based on overall Michigan data. [1]

Home Insurance Providers in 48706 (Bay City, MI)

^ Click here to compare 48706 home insurance options now & find an affordable provider.

Renters Insurance Rates in 48706

^ Residents of Michigan paid an average renters insurance premium of $174, ranking 20th in the U.S. [2]

Home Insurance Providers in 48706 (Bay City, MI)

MI Home Insurance

Homeowners Insurance in 48706 (Bay City, MI)

Home Insurance Rates in 48706


  • Home Insurance: 48706 vs. U.S. [1]
    • Michigan residents collectively (all cities) paid average annual home insurance premiums of $715.
    • This average premium in MI is 27% less than the national average of $978.
    • Michigan collectively (all cities) ranks 25th in the U.S. in home insurance rates.

Owner-Occupied Housing Units in 48706


  • Owner-Occupied Housing: 48706 vs. U.S. [2]
    • In Michigan collectively (all cities), owner-occupied housing made up 71.1% of all housing units.
    • This owner-occupied rate in MI is 11% greater than the national average of 63.9%.
    • Michigan collectively (all cities) ranks 5th in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in 48706


  • Rent Insurance Rates: MI vs. U.S. [3]
    • Michigan residents collectively (all cities) paid average rent insurance premiums of $174.
    • This average rent insurance premium in Michigan is 7% less than the national average of $187.
    • Michigan collectively (all cities) ranks 20th in the U.S. in rent insurance rates.

Renters Insurance Providers in 48706

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Home Ownership Costs in 48706

Household Income Spent on Home Ownership Costs in Michigan [4]

Michigan residents (collectively, all cities) spent an average of 30.4% of household income on home ownership costs, which is 10% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Michigan [5]

Residents of Michigan (collectively, all cities) spent an average of 49.8% of household income on rent and utilities, which is 4% greater than the national average of 48.1%.


Additional information about Michigan

About 48706

The ZIP code of 48706 (Bay City, MI) has a population of approximately 0 and is located in Bay County in Michigan. [6]

MI Home Insurance

Home Insurance in 48706

For more information about 48706 Home Insurance, or for additional resources regarding home insurance overall, visit the Michigan Department of Insurance.

Did you know?

In 2011, Louisiana had the second-highest average home insurance premiums in the U.S.

Other ZIP Codes in Michigan


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Cities in Michigan

References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)