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Comprehensive Local Home Insurance Guide

Home Insurance in 64778 (Richards, MO)

Home Insurance Rates in 64778

^ Residents in 64778 paid average home insurance premiums of $788, based on overall Missouri data. [1]

Home Insurance Providers in 64778 (Richards, MO)

^ Click here to compare 64778 home insurance options now & find an affordable provider.

Renters Insurance Rates in 64778

^ Residents of Missouri paid an average renters insurance premium of $165, ranking 26th in the U.S. [2]

Home Insurance Providers in 64778 (Richards, MO)

MO Home Insurance

Homeowners Insurance in 64778 (Richards, MO)

Home Insurance Rates in 64778


  • Home Insurance: 64778 vs. U.S. [1]
    • Missouri residents collectively (all cities) paid average annual home insurance premiums of $788.
    • This average premium in MO is 19% less than the national average of $978.
    • Missouri collectively (all cities) ranks 21st in the U.S. in home insurance rates.

Owner-Occupied Housing Units in 64778


  • Owner-Occupied Housing: 64778 vs. U.S. [2]
    • In Missouri collectively (all cities), owner-occupied housing made up 67.5% of all housing units.
    • This owner-occupied rate in MO is 6% greater than the national average of 63.9%.
    • Missouri collectively (all cities) ranks 18th in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in 64778


  • Rent Insurance Rates: MO vs. U.S. [3]
    • Missouri residents collectively (all cities) paid average rent insurance premiums of $165.
    • This average rent insurance premium in Missouri is 12% less than the national average of $187.
    • Missouri collectively (all cities) ranks 26th in the U.S. in rent insurance rates.

Renters Insurance Providers in 64778

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Home Ownership Costs in 64778

Household Income Spent on Home Ownership Costs in Missouri [4]

Missouri residents (collectively, all cities) spent an average of 27.7% of household income on home ownership costs, which is 18% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Missouri [5]

Residents of Missouri (collectively, all cities) spent an average of 46.4% of household income on rent and utilities, which is 4% less than the national average of 48.1%.


Additional information about Missouri

About 64778

The ZIP code of 64778 (Richards, MO) has a population of approximately 0 and is located in Vernon County in Missouri. [6]

MO Home Insurance

Home Insurance in 64778

For more information about 64778 Home Insurance, or for additional resources regarding home insurance overall, visit the Missouri Department of Insurance.

Did you know?

In 2010, water damage and freezing accounted for 21.3% of all home insurance losses in the United States.

Other ZIP Codes in Missouri


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Cities in Missouri

References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)