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Comprehensive Local Home Insurance Guide

Home Insurance in 45405 (Dayton, OH)

Home Insurance Rates in 45405

^ Residents in 45405 paid average home insurance premiums of $565, based on overall Ohio data. [1]

Home Insurance Providers in 45405 (Dayton, OH)

^ Click here to compare 45405 home insurance options now & find an affordable provider.

Renters Insurance Rates in 45405

^ Residents of Ohio paid an average renters insurance premium of $163, ranking 27th in the U.S. [2]

Home Insurance Providers in 45405 (Dayton, OH)

OH Home Insurance

Homeowners Insurance in 45405 (Dayton, OH)

Home Insurance Rates in 45405


  • Home Insurance: 45405 vs. U.S. [1]
    • Ohio residents collectively (all cities) paid average annual home insurance premiums of $565.
    • This average premium in OH is 42% less than the national average of $978.
    • Ohio collectively (all cities) ranks 45th in the U.S. in home insurance rates.

Owner-Occupied Housing Units in 45405


  • Owner-Occupied Housing: 45405 vs. U.S. [2]
    • In Ohio collectively (all cities), owner-occupied housing made up 66.3% of all housing units.
    • This owner-occupied rate in OH is 4% greater than the national average of 63.9%.
    • Ohio collectively (all cities) ranks 29th in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in 45405


  • Rent Insurance Rates: OH vs. U.S. [3]
    • Ohio residents collectively (all cities) paid average rent insurance premiums of $163.
    • This average rent insurance premium in Ohio is 13% less than the national average of $187.
    • Ohio collectively (all cities) ranks 27th in the U.S. in rent insurance rates.

Renters Insurance Providers in 45405

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Home Ownership Costs in 45405

Household Income Spent on Home Ownership Costs in Ohio [4]

Ohio residents (collectively, all cities) spent an average of 27.2% of household income on home ownership costs, which is 19% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Ohio [5]

Residents of Ohio (collectively, all cities) spent an average of 45.4% of household income on rent and utilities, which is 6% less than the national average of 48.1%.


Additional information about Ohio

About 45405

The ZIP code of 45405 (Dayton, OH) has a population of approximately 0 and is located in Montgomery County in Ohio. [6]

OH Home Insurance

Home Insurance in 45405

For more information about 45405 Home Insurance, or for additional resources regarding home insurance overall, visit the Ohio Department of Insurance.

Did you know?

In 2012, wind and hail were the leading cause of home insurance losses, totaling 47.2% of all losses in the U.S.

Other ZIP Codes in Ohio


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Cities in Ohio

References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)