Home Insurance LocalHome Insurance Local
Comprehensive Local Home Insurance Guide

Home Insurance in 02908 (Providence, RI)

Home Insurance Rates in 02908

^ Residents in 02908 paid average home insurance premiums of $897, based on overall Rhode Island data. [1]

Home Insurance Providers in 02908 (Providence, RI)

^ Click here to compare 02908 home insurance options now & find an affordable provider.

Renters Insurance Rates in 02908

^ Residents of Rhode Island paid an average renters insurance premium of $149, ranking 34th in the U.S. [2]

Home Insurance Providers in 02908 (Providence, RI)

RI Home Insurance

Homeowners Insurance in 02908 (Providence, RI)

Home Insurance Rates in 02908


  • Home Insurance: 02908 vs. U.S. [1]
    • Rhode Island residents collectively (all cities) paid average annual home insurance premiums of $897.
    • This average premium in RI is 8% less than the national average of $978.
    • Rhode Island collectively (all cities) ranks 12th in the U.S. in home insurance rates.

Owner-Occupied Housing Units in 02908


  • Owner-Occupied Housing: 02908 vs. U.S. [2]
    • In Rhode Island collectively (all cities), owner-occupied housing made up 60% of all housing units.
    • This owner-occupied rate in RI is 6% less than the national average of 63.9%.
    • Rhode Island collectively (all cities) ranks 46th in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in 02908


  • Rent Insurance Rates: RI vs. U.S. [3]
    • Rhode Island residents collectively (all cities) paid average rent insurance premiums of $149.
    • This average rent insurance premium in Rhode Island is 20% less than the national average of $187.
    • Rhode Island collectively (all cities) ranks 34th in the U.S. in rent insurance rates.

Renters Insurance Providers in 02908

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Home Ownership Costs in 02908

Household Income Spent on Home Ownership Costs in Rhode Island [4]

Rhode Island residents (collectively, all cities) spent an average of 37.8% of household income on home ownership costs, which is 12% greater than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Rhode Island [5]

Residents of Rhode Island (collectively, all cities) spent an average of 47.8% of household income on rent and utilities, which is 1% less than the national average of 48.1%.


Additional information about Rhode Island

About 02908

The ZIP code of 02908 (Providence, RI) has a population of approximately 37,467 and is located in Providence County in Rhode Island. [6]

RI Home Insurance

Home Insurance in 02908

For more information about 02908 Home Insurance, or for additional resources regarding home insurance overall, visit the Rhode Island Department of Insurance.

Did you know?

In 2010, water damage and freezing accounted for 21.3% of all home insurance losses in the United States.

Other ZIP Codes in Rhode Island


Go

Cities in Rhode Island

References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)