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Comprehensive Local Home Insurance Guide

Montana Home Insurance

Home Insurance Premiums in MT

^ Montana residents paid average home insurance premiums of $721, which ranks 24th in the nation. [1]

Home Insurance in MT by City

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Affordable Home Insurance in MT

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Home Insurance Providers in Montana

MT Home Insurance

Home Insurance in Montana

Montana Home Insurance Rates


  • Home Insurance Rates: MT vs. U.S. [1]
    • Montana residents paid average home insurance premiums of $721.
    • This average home insurance premium in Montana is 26% less than the national average of $978.
    • Montana ranks 24th in the nation in home insurance rates.

Owner-Occupied Housing Units in Montana


  • Owner-Occupied Housing: MT vs. U.S. [2]
    • In Montana, 67.1% of housing units are owner-occupied.
    • This owner-occupied rate in Montana is 5% greater than the national average of 63.9%.
    • Montana ranks 21st in the nation in share of housing that is owner-occupied.

Montana Renters Insurance Rates


  • Rent Insurance Rates: MT vs. U.S. [3]
    • Montana residents paid average rent insurance premiums of $154.
    • This average rent insurance premium in Montana is 18% less than the national average of $187.
    • Montana ranks 29th in the nation in rent insurance rates.

Home Ownership Costs in Montana

Household Income Spent on Home Ownership Costs in Montana [4]

Montana residents spent an average of 31.7% of household income on home ownership costs, which is 6% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Montana [5]

Residents of Montana spent an average of 42.3% of household income on rent and utilities, which is 12% less than the national average of 48.1%.


Renters Insurance Providers in Montana

Liberty Mutual

Liberty Mutual
  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.

Learn More

USAA

USAA
  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Learn More

Additional information about Montana

About Montana

The state of Montana has a population of approximately 989,415, ranking 43rd in the nation. [6]

MT Home Insurance

MT Home Insurance

For more information about Montana Home Insurance, or for additional resources regarding home insurance overall, visit the Montana Department of Insurance.

Did you know?

In 2012, water damage and freezing accounted for 17.5% of all home insurance losses in the United States.

Montana Cities

Montana ZIP Codes


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)