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Comprehensive Local Home Insurance Guide

South Dakota Home Insurance

Home Insurance Premiums in SD

^ South Dakota residents paid average home insurance premiums of $609, which ranks 40th in the nation. [1]

Home Insurance in SD by City

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Affordable Home Insurance in SD

^ Click here to compare South Dakota home insurance options. Get instant quotes in 10 minutes or less.

Home Insurance Providers in South Dakota

SD Home Insurance

Home Insurance in South Dakota

South Dakota Home Insurance Rates


  • Home Insurance Rates: SD vs. U.S. [1]
    • South Dakota residents paid average home insurance premiums of $609.
    • This average home insurance premium in South Dakota is 38% less than the national average of $978.
    • South Dakota ranks 40th in the nation in home insurance rates.

Owner-Occupied Housing Units in South Dakota


  • Owner-Occupied Housing: SD vs. U.S. [2]
    • In South Dakota, 67.1% of housing units are owner-occupied.
    • This owner-occupied rate in South Dakota is 5% greater than the national average of 63.9%.
    • South Dakota ranks 20th in the nation in share of housing that is owner-occupied.

South Dakota Renters Insurance Rates


  • Rent Insurance Rates: SD vs. U.S. [3]
    • South Dakota residents paid average rent insurance premiums of $113.
    • This average rent insurance premium in South Dakota is 40% less than the national average of $187.
    • South Dakota ranks 50th in the nation in rent insurance rates.

Home Ownership Costs in South Dakota

Household Income Spent on Home Ownership Costs in South Dakota [4]

South Dakota residents spent an average of 23.2% of household income on home ownership costs, which is 31% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in South Dakota [5]

Residents of South Dakota spent an average of 36.7% of household income on rent and utilities, which is 24% less than the national average of 48.1%.


Renters Insurance Providers in South Dakota

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Additional information about South Dakota

About South Dakota

The state of South Dakota has a population of approximately 814,180, ranking 44th in the nation. [6]

SD Home Insurance

SD Home Insurance

For more information about South Dakota Home Insurance, or for additional resources regarding home insurance overall, visit the South Dakota Department of Insurance.

Did you know?

In 2011, water damage and freezing accounted for 21.7% of all home insurance losses in the United States.

South Dakota Cities

South Dakota ZIP Codes


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)