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Comprehensive Local Home Insurance Guide

Texas Home Insurance

Home Insurance Premiums in TX

^ Texas residents paid average home insurance premiums of $1460, which ranks 1st in the nation. [1]

Home Insurance in TX by City

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Affordable Home Insurance in TX

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TX Home Insurance

Home Insurance in Texas

Texas Home Insurance Rates


  • Home Insurance Rates: TX vs. U.S. [1]
    • Texas residents paid average home insurance premiums of $1460.
    • This average home insurance premium in Texas is 49% greater than the national average of $978.
    • Texas ranks 1st in the nation in home insurance rates.

Owner-Occupied Housing Units in Texas


  • Owner-Occupied Housing: TX vs. U.S. [2]
    • In Texas, 62.3% of housing units are owner-occupied.
    • This owner-occupied rate in Texas is 3% less than the national average of 63.9%.
    • Texas ranks 43rd in the nation in share of housing that is owner-occupied.

Texas Renters Insurance Rates


  • Rent Insurance Rates: TX vs. U.S. [3]
    • Texas residents paid average rent insurance premiums of $216.
    • This average rent insurance premium in Texas is 16% greater than the national average of $187.
    • Texas ranks 7th in the nation in rent insurance rates.

Home Insurance Providers in Texas

Home Ownership Costs in Texas

Household Income Spent on Home Ownership Costs in Texas [4]

Texas residents spent an average of 29% of household income on home ownership costs, which is 14% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in Texas [5]

Residents of Texas spent an average of 44.5% of household income on rent and utilities, which is 7% less than the national average of 48.1%.


Renters Insurance Providers in Texas

Liberty Mutual

Liberty Mutual

  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.
USAA

USAA

  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Texas Demographics

Age Breakdown in Texas

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Household Income: Texas vs. U.S.

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Income Breakdown in Texas

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Additional information about Texas

About Texas

The state of Texas has a population of approximately 25,145,561, ranking 2nd in the nation. [6]

TX Home Insurance

TX Home Insurance

For more information about Texas Home Insurance, or for additional resources regarding home insurance overall, visit the Texas Department of Insurance.

Did you know?

In 2012, wind and hail were the leading cause of home insurance losses, totaling 47.2% of all losses in the U.S.

Texas Cities

Texas ZIP Codes


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)