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Rapid City Home Insurance

Home Insurance Rates in Rapid City, SD

^ Rapid City residents paid average home insurance premiums of $609, based on overall South Dakota data. [1]

Affordable Home Insurance in Rapid City, SD

^ Click here to compare Rapid City home insurance options now & find an affordable provider.

Renters Insurance Rates in Rapid City,SD

^ Residents of South Dakota paid an average renters insurance premium of $113, ranking 50th in the U.S. [2]

Home Insurance Providers in Rapid City, SD

SD Home Insurance

Home Insurance in Rapid City, SD

Home Insurance Rates in Rapid City, SD


  • Home Insurance: Rapid City vs. U.S. [1]
    • South Dakota residents collectively (all cities) paid average annual home insurance premiums of $609.
    • This average premium in SD is 38% less than the national average of $978.
    • South Dakota collectively (all cities) ranks 40th in the U.S. in home insurance rates.

Owner-Occupied Housing Units in Rapid City, SD


  • Owner-Occupied Housing: Rapid City vs. U.S. [2]
    • In South Dakota collectively (all cities), owner-occupied housing made up 67.1% of all housing units.
    • This owner-occupied rate in SD is 5% greater than the national average of 63.9%.
    • South Dakota collectively (all cities) ranks 20th in the U.S. in share of housing that is owner-occupied.

Renters Insurance Rates in Rapid City, SD


  • Rent Insurance Rates: SD vs. U.S. [3]
    • South Dakota residents collectively (all cities) paid average rent insurance premiums of $113.
    • This average rent insurance premium in South Dakota is 40% less than the national average of $187.
    • South Dakota collectively (all cities) ranks 50th in the U.S. in rent insurance rates.

Renters Insurance Providers in Rapid City, SD

Liberty Mutual

Liberty Mutual
  • Get renters insurance for pennies a day.
  • 24-Hour claims assistance.
  • Protection from theft, fire, and more.
  • Home computer and smartphone coverage.

Learn More

USAA

USAA
  • Get renters insurance for as little as $12 a month.
  • Get replacement cost coverage for your items.
  • Repair or replace your stolen or damaged property with items similar in quality and worth.
  • Get a personalized quote based on your needs.

Learn More

Home Ownership Costs in Rapid City, SD

Household Income Spent on Home Ownership Costs in South Dakota [4]

South Dakota residents (collectively, all cities) spent an average of 23.2% of household income on home ownership costs, which is 31% less than the national average of 33.7%.


Household Income Spent on Rent and Utilities in South Dakota [5]

Residents of South Dakota (collectively, all cities) spent an average of 36.7% of household income on rent and utilities, which is 24% less than the national average of 48.1%.


Additional information about South Dakota

About Rapid City

The city of Rapid City has a population of approximately 67,956 and is located in Pennington County in the state of South Dakota. [6]

SD Home Insurance

Rapid City, SD Home Insurance

For more information about Rapid City Home Insurance, or for additional resources regarding home insurance overall, visit the South Dakota Department of Insurance.

Did you know?

In 2010, wind and hail were the leading cause of home insurance losses, totaling 35.6% of all losses in the U.S.

Other Cities in SD

ZIP Codes in SD


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References

1. ^ United States Census Bureau (2009)

2. ^ U.S. Department of Commerce (2012)

3. ^ United States Census Bureau (2009)

4. ^ Insurance Information Institute (2012)

5. ^ Insurance Information Institute (2012)

6. ^ United States Census Bureau (2010)